:root{
  --accent:#3d5a7c;--accent-dark:#2a4159;
  --bg:#f0f4f8;--bg-alt:#e6ecf3;--text:#1a2738;--muted:#5a6b7d;--border:#c5d2e0;
  --font-display:"Unbounded",system-ui,sans-serif;--font-body:"DM Sans",system-ui,sans-serif;
  --space-2:.5rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-20:5rem;
  --radius-sm:.375rem;--radius:.75rem;--radius-lg:1.25rem;--radius-pill:999px;
  --shadow-sm:0 1px 3px rgba(26,39,124,.06);--shadow-md:0 6px 24px rgba(26,39,124,.10);--shadow-lg:0 18px 48px rgba(26,39,124,.14);
  --transition:.28s ease;--max-width:1200px;--header-height:4.5rem;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:clamp(.95rem,.9rem+.3vw,1.05rem)}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.15;color:var(--text)}
h1{font-size:clamp(2rem,1.5rem+2.4vw,3.25rem)}h2{font-size:clamp(1.6rem,1.2rem+1.6vw,2.4rem)}
a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}
.container{width:92%;max-width:var(--max-width);margin-inline:auto}
.section{padding:var(--space-20) 0}.section-alt{background:var(--bg-alt)}
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.5rem;border-radius:var(--radius-pill);font-weight:600;cursor:pointer;border:2px solid transparent;transition:var(--transition)}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark)}
.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff}
.btn-sm{padding:.6rem 1.2rem;font-size:.9rem}
.card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:var(--space-6);transition:var(--transition)}
.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}
.logo{font-family:var(--font-display);font-weight:700;font-size:1.1rem;color:var(--accent)}
.logo-text{display:inline}
.main-nav{display:flex;gap:var(--space-6)}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:0}
.nav-toggle span{width:24px;height:2px;background:var(--text);transition:var(--transition)}
.nav-toggle.is-open span:nth-child(1){transform:rotate(45deg) translate(8px,8px)}
.nav-toggle.is-open span:nth-child(2){opacity:0}
.nav-toggle.is-open span:nth-child(3){transform:rotate(-45deg) translate(7px,-7px)}
.form-group{margin-bottom:var(--space-4)}.form-group label{display:block;margin-bottom:.4rem;font-weight:600}
.form-group input,.form-group textarea{width:100%;padding:.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-sm);font:inherit}
.form-error{display:block;color:#c0392b;font-size:.85rem;min-height:1rem;margin-top:.25rem}
.form-checkbox{display:flex;gap:.5rem;align-items:flex-start}
.form-checkbox input{margin-top:.3rem}
.form-checkbox label{margin-bottom:0}
.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:90;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:var(--space-6);transform:translateY(140%);transition:var(--transition)}
.cookie-banner.is-visible{transform:none}
.cookie-banner-inner{display:flex;flex-direction:column;gap:1rem}
.cookie-banner-actions{display:flex;flex-wrap:wrap;gap:.5rem}
.cookie-modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5)}
.cookie-modal.is-visible{display:flex}
.cookie-modal-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);max-width:500px;max-height:80vh;overflow-y:auto}
.cookie-toggle{display:flex;justify-content:space-between;align-items:center;padding:var(--space-4) 0;border-bottom:1px solid var(--border)}
.switch{position:relative;display:inline-block;width:44px;height:24px}.switch input{opacity:0;width:0;height:0}
.slider{position:absolute;inset:0;background:#ccc;border-radius:999px;transition:var(--transition)}
.slider::before{content:"";position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:var(--transition)}
.switch input:checked+.slider{background:var(--accent)}.switch input:checked+.slider::before{transform:translateX(20px)}
.disclosure-bar{background:var(--text);color:#fff;padding:.5rem 0;text-align:center;font-size:.85rem;font-weight:500}
.hero{padding:var(--space-20) 0}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:var(--space-12);align-items:center}
.hero-content{min-width:0}.hero-media{width:100%}
.hero-eyebrow{display:inline-block;font-size:.85rem;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:var(--accent);margin-bottom:.5rem}
.hero-title{margin:1rem 0 1.5rem}
.hero-text{font-size:1.1rem;color:var(--muted);margin-bottom:2rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:1rem}
.hl{color:var(--accent)}
.section-eyebrow{display:inline-block;font-size:.85rem;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:var(--accent);margin-bottom:.5rem}
.section-title{margin-top:0}.section-lead{font-size:1.1rem;color:var(--muted);margin-top:1rem}
.principles-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.principle-item{padding:var(--space-6);border-radius:var(--radius-lg);background:#fff;box-shadow:var(--shadow-sm)}.principle-item i{font-size:2rem;color:var(--accent);margin-bottom:.5rem}
.principle-item h3{margin:1rem 0 .5rem}
.split-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-12);align-items:center}
.split-content{min-width:0}.split-reverse .media-block{order:-1}
.split-block h2{margin-top:0}
.section-dark{background:var(--text);color:#fff}.section-dark h2,.section-dark h3,.section-dark .section-title{color:#fff}
.section-dark .btn-outline{border-color:#fff;color:#fff}.section-dark .btn-outline:hover{background:#fff;color:var(--accent)}
.section-accent{background:var(--accent);color:#fff}.section-accent .section-title,.section-accent h2,.section-accent h3{color:#fff}
.section-accent .btn-outline{border-color:#fff;color:#fff}.section-accent .btn-outline:hover{background:#fff;color:var(--accent)}
.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.price-card{position:relative;background:#fff;border:2px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}
.price-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-4px)}
.price-card--featured{border-color:var(--accent)}
.price-badge{position:absolute;top:-12px;right:20px;background:var(--accent);color:#fff;padding:.25rem .8rem;border-radius:var(--radius-pill);font-size:.8rem;font-weight:700}
.price{font-size:2rem;font-weight:700;color:var(--accent);margin:var(--space-4) 0 .25rem}
.price-desc{font-size:.9rem;color:var(--muted)}
.price-features{list-style:none;margin:var(--space-6) 0}.price-features li{padding:.5rem 0;border-bottom:1px solid var(--border);color:var(--muted);font-size:.95rem}
.service-disclaimer{text-align:center;opacity:.7;font-size:.9rem;margin-top:var(--space-8)}
.timeline-h{display:flex;justify-content:space-between;gap:var(--space-6);position:relative}.timeline-h::before{content:"";position:absolute;left:0;right:0;top:12px;height:2px;background:var(--border)}
.timeline-h .tl-node{position:relative;flex:1;text-align:center;padding-top:var(--space-8);font-weight:500}
.timeline-h .tl-node::before{content:"";position:absolute;top:5px;left:50%;transform:translateX(-50%);width:14px;height:14px;border-radius:50%;background:var(--accent)}
.timeline-v{display:grid;gap:var(--space-8);position:relative;padding-left:var(--space-8)}
.timeline-v::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--border)}
.timeline-v .tl-step{position:relative}.tl-dot{position:absolute;left:-32px;top:0;width:24px;height:24px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700}
.faq{margin-top:var(--space-8)}
.faq-item{border-bottom:1px solid var(--border);padding:var(--space-6) 0}.faq-question{width:100%;display:flex;justify-content:space-between;align-items:center;background:none;border:0;font-size:1.1rem;font-weight:600;cursor:pointer;color:var(--text);padding:0;text-align:left}
.faq-question i{transition:var(--transition)}
.faq-question[aria-expanded="true"] i{transform:rotate(180deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-answer.is-open{max-height:1000px}
.faq-answer-inner{padding:var(--space-6) 0}
.data-table{width:100%;border-collapse:collapse;margin-top:var(--space-6)}.data-table th,.data-table td{padding:.75rem 1rem;text-align:left;border-bottom:1px solid var(--border)}
.data-table thead th{background:var(--bg-alt);font-weight:600}
.contact-layout{display:grid;grid-template-columns:1.4fr 1fr;gap:var(--space-12);align-items:start}
.contact-info-panel{border-radius:var(--radius-lg);background:#fff;padding:var(--space-8);box-shadow:var(--shadow-sm)}
.contact-info-item{display:flex;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.contact-info-item i{font-size:1.25rem;color:var(--accent);flex-shrink:0;margin-top:.2rem}
.map-container{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border)}
.map-container iframe{display:block;width:100%;height:450px;border:0}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.trust-item{padding:var(--space-8);border-radius:var(--radius-lg);background:#fff;box-shadow:var(--shadow-sm)}
.trust-item i{font-size:2.5rem;color:var(--accent);margin-bottom:.5rem}
.trust-item h3{margin:1rem 0 1.5rem}
.trust-item ul{list-style-position:inside;line-height:1.8;color:var(--muted)}
.trust-notice{margin-top:var(--space-12);padding:var(--space-8);border-radius:var(--radius-lg);background:var(--bg-alt);border-left:4px solid var(--accent)}
.source-list{list-style:none;margin:var(--space-6) 0;display:grid;gap:var(--space-4)}
.source-list li{padding:var(--space-4) 0;border-bottom:1px solid var(--border)}
.source-list a{color:var(--accent);font-weight:600}
.source-note{font-size:.85rem;opacity:.7;margin-top:var(--space-4)}
.reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease,transform .5s ease}
.reveal.is-visible{opacity:1;transform:none}
.media{position:relative;overflow:hidden;border-radius:var(--radius);background:linear-gradient(135deg,var(--accent) 0%,var(--bg-alt) 100%)}
.media img{width:100%;height:100%;object-fit:cover;display:block}
.media-4x3{aspect-ratio:4/3}.media-3x4{aspect-ratio:3/4}.media-16x9{aspect-ratio:16/9}.media-1x1{aspect-ratio:1/1}
.checklist{list-style:none}.checklist li{display:flex;align-items:center;gap:.5rem;margin:1rem 0;font-size:1rem}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.team-member{text-align:center;padding:var(--space-6)}.team-avatar{margin-bottom:1rem}.team-member h3{margin:1rem 0 .5rem}
.team-role{color:var(--accent);font-weight:600;font-size:.95rem;margin-bottom:.5rem}
.lf-quiz,.lf-calc,.lf-tabs,.lf-carousel{background:#fff;color:var(--text);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8)}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff;color:var(--text)}
.lf-tablist{display:flex;flex-wrap:wrap;gap:.5rem;border-bottom:1px solid var(--border);margin-bottom:var(--space-6)}
.lf-tab{padding:.6rem 1.1rem;border:0;background:none;cursor:pointer;font:inherit;color:var(--muted);border-bottom:2px solid transparent}
.lf-tab.is-active{color:var(--accent);border-bottom-color:var(--accent);font-weight:600}
.lf-panel{display:none}.lf-panel.is-active{display:block}
.lf-q{margin-bottom:var(--space-6)}.lf-q-title{font-weight:600;margin-bottom:.5rem}
.lf-opts{display:flex;flex-wrap:wrap;gap:.5rem}
.lf-opt{padding:.5rem 1rem;border:1px solid var(--border);border-radius:var(--radius-pill);background:#fff;cursor:pointer;font:inherit}
.lf-opt.is-sel{background:var(--accent);color:#fff;border-color:var(--accent)}
.lf-result{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent)}
.lf-out{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent)}
.lf-filter{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:var(--space-8)}
.filter-btn{padding:.6rem 1.2rem;border:1px solid var(--border);background:#fff;border-radius:var(--radius-pill);cursor:pointer;font:inherit;font-weight:500}
.filter-btn.is-active{background:var(--accent);color:#fff;border-color:var(--accent)}
.site-footer{background:var(--text);color:#fff;padding:var(--space-20) 0 var(--space-8)}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-12);margin-bottom:var(--space-8)}
.footer-col h4{margin-bottom:1rem}
.footer-col ul{list-style:none}.footer-col li{margin-bottom:.5rem}
.footer-col a{color:#fff;opacity:.8;transition:var(--transition)}.footer-col a:hover{opacity:1}
.footer-disclaimer{opacity:.7;font-size:.85rem;margin-bottom:1rem;padding-bottom:1rem;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-bottom{text-align:center;font-size:.85rem;opacity:.6}
@media(max-width:768px){
  .nav-toggle{display:flex}
  .main-nav{position:fixed;inset:var(--header-height) 0 0 0;flex-direction:column;background:#fff;padding:var(--space-6);box-shadow:var(--shadow-md);transform:translateY(-150%);transition:var(--transition)}
  .main-nav.is-open{transform:none}
  .hero-grid{grid-template-columns:1fr}.split-block{grid-template-columns:1fr}
  .contact-layout{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}
  .price-grid{grid-template-columns:1fr}.timeline-h{flex-direction:column;gap:var(--space-4)}.timeline-h::before{display:none}
  .hero-grid .hero-media{order:1}
  .container{width:90%}
}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}